Vindi Forex 2020/2021 - Vindi Forex

Liked on YouTube: 1 minute forex trading strategy - forex one minute strategy at www.fxab.blogspot.co.za

Liked on YouTube: 1 minute forex trading strategy - forex one minute strategy at www.fxab.blogspot.co.za submitted by TradingStrategys to TopTradingStrategys [link] [comments]

10 Ways to Make Money Online in South Africa

There are a lot of opportunities online for anyone that wants to make a little extra money. From a part-time hustle to an all-out digital career, there are loads of ways that you can make money with an electronic device, and a connection to the internet.

  1. Paid Surveys - Did you know that thousands of South Africans earn extra income by simply participating in online surveys to help local companies improve their products? Finally, now you have an opportunity to do this as well! You can find a list of the top survey sites for South Africa HERE
  2. Selling Your Photos Online - Selling photos is a wonderful way to make money online if you have an aptitude for photography. Two popular platforms that you can try are Shutterlock and Unsplash. Every platform will have different requirements, but they will all pay you in hard cash. Though the photography market is quite hectic, it’s still a good method of gaining a passive income if you’re persistent and professional. Plus, the opportunity for additional sales is higher when your photos become popular. Many companies need photos of landscapes, and we all know that South Africa has some of the most amazing scenery in the world. In some cases, a smartphone is enough to get started, depending on the stock photo site you choose.
  3. Be a Freelance Content Writer - Freelance writing is a serious online business. The internet enters most areas of our life, and the need for blog articles and various types of content is exploding. There are many kinds of online writing work, and many people need things like product descriptions or simple reviews. Before going further in this direction, you first need to set up a blog or website. This will be an amazing portfolio where you can demonstrate to potential clients or businesses that you can deliver great work. A LinkedIn profile can be created to function as an online portfolio as well. Don’t forget that many writing clients will want to see specialized work, so be sure to consider what area you would like to specialize in. The pay for online writing varies, but with some practice, you should be able to make a decent part-time income.
  4. Sell Unwanted Goods - You can sell your unwanted stuff to people who want it and make your side business a real money maker. There’s plenty of options to use for sales such as Gumtree or Amazon. Don’t forget to do some research and see what assets have recently been sold so you have a target price. If you a business, you can sell other people’s goods as well. Many people don’t have the time or patience to sell goods online, and you can do it for them. If you charge a reasonable percentage of the sales, you can make a solid business out of selling used goods online.
  5. Build a Personal blog/website - Not only can you write for companies to gain income but you’re also able to run your own blog to raise money as well. Set your expectations at a reasonable level because this job requires consistent practice and lots of patience. Bloggers make a profit, often through press coverage, advertising products, and writing sponsored guest posts. You will need to run the blog for a while before you can expect to see any profits, but it is very simple to get started. Check out some of the other ideas on this list for ways to leverage a blog for greater income, like selling drop shipped items.
  6. Legitimate Remote Jobs can Pay Real Money - Many companies are heading to a work-from-home style of business since this type of model helps save money, and eliminates the risk of illnesses. People are completely flexible while working for a company and selecting where they decide to spend their time.CrowdSource, for example, hires remote writers, editors, and other jobs that can be done easily from anywhere. Companies like Fast Chart offer work-from-home options for medical transcriptionists. You can also try seeking opportunities at LiveOps, a call center staff. You might be surprised at how much time and money you save when you work at home. There is no transit, and you can cook for yourself. Think about it!
  7. Become a Dropshipper - Dropshipping is not a strange term, especially when eCommerce is booming. Anyone can be a drop shipper since the work requires low investment at the beginning and also guarantees minimal risk. The system operates by purchasing the stock (goods) from a third party supplier or manufacturer, who then fulfills the customer’s request. You don’t have to shop or handle goods in advance because the product comes directly from the vendors whenever an order is placed by a customer. There are many dropshipping platforms out there, and some are basically free to use. You will need to figure out how to market the goods, which is where a blog or website comes in very handy.
  8. Affiliate Marketing - Affiliate marketing is a popular method of making money online in South Africa and across the world. You can sell into a variety of markets with this business model, and make money almost anywhere. You can generate revenue from product sales. In other words, affiliate marketers will refer readers to a lot of products and get a small cut from them. Once a customereader buys products, you will earn a commission. A widely known approach is to start creating your own blog in a specific niche and to establish a trustworthy community that can purchase your promotions. Unlike dropshipping, you simply get a commission and have no other responsibilities. So easy! Check out SA’s leading affiliate network – https://www.affiliate.co.za/
  9. Online Business with Etsy - Try selling DIY designs and crafts on Etsy if you’re a skilled maker. An Etsy shop is basically free to operate, and you can make real money with the platform. Once your registration is complete, you can start posting photos of your works, and people can purchase your products. There is really no limit to what can be sold on Etsy, but make sure that you are able to send your goods to other countries, as many buyers are likely to be in the EU or North America. A PayPal account is important to have and also a popular payment choice so that customers can pay you quickly. Take nice pictures of the items to help draw purchasers into a sale. Make sure that you have good customer service as well, or you won’t be selling on the platform for very long!
  10. Forex Trading - You might have heard about trading FOREX or Contract For Difference (CFD) trading. The basics of this online money-making are simple. You will choose a currency pair, and bet on the direction of one currency vs. the other. For example, you could speculate that the EURO will appreciate vs. the RAND (or just about any currency). If you are correct, and then sell the contract, you will make profits. While this might sound easy, most people who do this lose money. In addition to currency, most retail FOREX brokers will allow you to trade in other markets, such as commodities, or shares. If you are looking for a reliable income, this probably isn’t right for you. On the other hand, if you don’t mind taking on risks, trading FOREX can be extremely profitable.
submitted by MrPassiveIncome to beermoneysouthafrican [link] [comments]

Does one need a Foreign Tax Clearance Certificate for investing in foreign currency?

According to Nedbank it's required: https://www.nedbank.co.za/content/nedbank/desktop/gt/en/personal/forex/investments/foreign-currency-accounts.html
The South African Reserve Bank allows South Africans over the age of 18 to invest in foreign currency as follows:
R1 million a year in terms of a single discretionary allowance – you will not need a Tax Compliance Status Pin Letter (formerly known as a tax clearance certificate).
Up to an additional R10 million a year in terms of a foreign investment – you will need a Tax Compliance Status Pin Letter (formerly known as a tax clearance certificate).
Is this correct? I thought it was only for when sending funds offshore?
submitted by MJZN7 to PersonalFinanceZA [link] [comments]

Barclay Stone CFD Forex Broker, recenzja: na jakie aktywa inwestor powinien zwrócić uwagę w tym tygodniu

Barclay Stone CFD Forex Broker, recenzja: na jakie aktywa inwestor powinien zwrócić uwagę w tym tygodniu
W tym tygodniu proponujemy śledzić za firmą naftową Brent. Widzimy, że w poniedziałek, 28.09, cena ropy spadła przy wzroście przypadków koronawirusa. Brent kosztuje 42,12 $ za baryłkę, co jest na 0,68% poniżej piątkowego zamknięcia. „Biorąc pod uwagę wzrost działalności wiertniczej w Stanach Zjednoczonych, a także szybkie rozprzestrzenianie COVID-19 w Europie, ryzyko drugiego tymczasowego obniżenia ceny ropy poniżej 40$, nadal pozostaje”, - powiedział ekspert Wasilij Karpunin.
Tesla podpisał kontrakt na dostawy litu z australijską firmą Piedmont Lithium (który Tesla potrzebuje do produkcji akumulatorów samochodowych). Głowa firmy podzielił się swoimi planami, dotyczącymi nowych autorskich baterii Tesli. Rozpoczęcie dostawy litu ma się rozpocząć między lipcem 2022 r. a lipcem 2023 r. Również, szef producenta samochodów elektrycznych Tesla i założyciel firmy lotniczej SpaceX-Elon Musk, ogłosił montaż statku kosmicznego Starship SN8 do pierwszego lotu na wysokość 18 km. W maju, firma SpaceX wystrzelił już prototyp statku kosmicznego, ale jego silnik eksplodował się dwie minuty później. 25 września SpaceX ogłosił, że silnik był pomyślnie przetestowany w siedzibie firmy w Teksasie. 20 września miał wejść w życie zakaz Donalda Trumpa na pobieranie aplikacji TikTok w Stanach Zjednoczonych. Ale 19 września okazało się, że Trump zgodził się na zakup TikTok przez amerykańskie firmy Oracle i Walmart. Najprawdopodobniej, po debiucie TikTok Global na IPO, obie firmy otrzymają 20% akcji - Oracle otrzyma 12,5%, a Walmart + 7,5%. Zapraszamy na naszą platformę handlową. Tu możesz przeczytać recenzję brokera B-stone: https://www.rubaltic.ru/press/barclay-stone-recenzja-platformy-handlowej-oraz-opinie-o-firmie/

https://preview.redd.it/1018nu1pf2q51.jpg?width=640&format=pjpg&auto=webp&s=69376eb689d626f4cbcc374dd8d32fb327a00b02
#forex #broker #giełda #trader #traderzyforex #brokerzyforex #akcje #kryptowaluta #handel #tiktok #spacex #tesla #ropanaftowa #brent
submitted by barclaystoneltd to u/barclaystoneltd [link] [comments]

Confused about security for VPS

I am a linux noob and trying to setup a VPS on Vultr.
I am kinda OCD about certain things and want to make sure my security is good enough.
I don't know how often Vultr servers get hacked, not even planning on using it for much else either than making some tweets, scraping some data and possibly trading some forex using a bot. Since personal accounts and money is involved I really don't want to get hacked.
There is soooo much information out there and lots of premade scripts. The problem is I don't know what is overkill and what is not.
https://github.com/konstruktoid/hardening
https://github.com/florianutz/Ubuntu1804-CIS
https://github.com/xairy/ubuntu-hardening
https://www.thefanclub.co.za/how-to/how-secure-ubuntu-1604-lts-server-part-1-basics
https://www.vultr.com/docs/initial-secure-server-configuration-of-ubuntu-18-04
There is also GRSecurity kernel patch?
Which of these should I be following? What is a bare minimum and what is overkill?
Thanks everyone
submitted by chinchilladust to linuxquestions [link] [comments]

The South African Investor Start Pack (work in progress)

(Post is a work in progress)
Hi, so this is a quick starter list of investment ideas for anyone looking to get into investing. I'm also hoping to grow this post (and this subreddit) as time goes buy
Long Story Short 


Some Notes (work in progress) 





\Disclaimer: This is for informational purposes only, this is not financial advise, the writer is not responsibility for any of your investment decisions and consequences.*
submitted by Flying_Koeksister to InvestingRSA [link] [comments]

Barclay Stone cfd Forex broker, opinie: rynek Europy spada na tle braku jednomyślnej dezycji liderów UE

Liderzy regionu nie uzgodnili się dodatkowych zachęt dla gospodarki, podczas gdy liczba przypadków koronawirusa na świecie stale rośnie. W związku z czym rynek europejski spadł od poniedziałku.
Widzimy, że niemiecki kontrakt terminowy DAX handlował się o 0,2% niżej, kontrakt terminowy FTSE 100 w Wielkiej Brytanii spadł o 0,1%, a kontrakt terminowy CAC 40 we Francji - o 0,4%.
Negocjowanie co do planu ożywienia gospodarki w związku ze skutkami epidemii trwało 3 dni, ale przywódcy Unii Europejskiej nie doszli do uzgodnienia sposobu rozdysponowania się 750 miliardów euro, proponowanych do przywrócenia się gospodarki i jakie warunki postawić przed krajami - głównie przed regionem śródziemnomorskim. Musieli jednak podjąć jakąś decyzję w poniedziałek do wieczoru.
Co równie ważne, w tym tygodniu władze USA będą rozważać się nowy pakiet pomocy ekonomicznej, ponieważ wiele programów wsparcia biznesu i gospodarstw domowych wygaśnie już za kilka tygodni.
Zapraszamy do naszej platformy Barclay Stone

barclaystone #forex #brokerzyforex #crypto #bitcoin #uniaeuropejska #giełda #brokerzy #gospodarka #rynekwalutowy

submitted by barclaystoneltd to u/barclaystoneltd [link] [comments]

Barclay Stone CFD Forex Broker, recenzje: liczba amerykańskich platform wiertniczych osiągnęłą rekordowo niski poziom

Barclay Stone CFD Forex Broker, recenzje: liczba amerykańskich platform wiertniczych osiągnęłą rekordowo niski poziom
Już siódmy tydzień z rzędu, amerykańskie firmy energetyczne zmniejszają liczbę platform, za każdym razem aktualizując rekord spadku. Od 12 do 19.06, liczba platform wiertniczych spadła o trzy do 189, co jest najniższą liczbą od czerwca 2009 roku. Mimo tego, że kontrakty futures na lekką ropę w Stanach Zjednoczonych spadły się o około 35% od początku roku, z powodu załamania popytu wśród pandemii koronawirusa, w ciągu ostatnich ośmiu tygodni one skoczyły o 133% i przekroczyły 39$ za baryłkę.
Analitycy rynku ropy przewidują, że amerykański producenci ropy łupkowej odzyskają do końca czerwca około jednej czwartej tego, co zamknęli po załamaniu cen w wyniku pandemii.
Zaprzaszamy na naszą platformę Barclay stone CFD Forex Broker.
https://preview.redd.it/i2a10slvxi651.jpg?width=640&format=pjpg&auto=webp&s=2bf3fd0d845651b99d2d2992a60859b280a79a1f
#ropanaftowa #forex #forextrading #traderzyforex #crypto #kryptowaluta #giełda #rynekwalutowy #barclaystonecfd #barclaystoneforex
submitted by barclaystoneltd to u/barclaystoneltd [link] [comments]

Barclay Stone cfd Forex Broker, recenzję: konfrontacja między Fordem a Ferrari

Barclay Stone cfd Forex Broker, recenzję: konfrontacja między Fordem a Ferrari

Konfrontacja między tymi dwoma firmami trwa już od 1963 roku. W tym czasie zwycięstwo dostał Ferrari, który wygrał wyścig, ale co z obecną sytuacją w zakresie akcje?

Wartość papierów wartościowych na dzień 2 stycznia 2018 r: Ford - 12,66 USD na akcję Ferrari - 105,15 USD za akcję
Koszt teraz: Ford - 6,46 USD za akcję Ferrari - 167,89 USD na akcję
Widoczna różnica wynika z faktu, że Ford ma wiele długów, słabe wyniki finansowe i wysoką konkurencję. Ferrari w tym czasie ma wysoką lojalność klientów, popularność, niską dźwignię finansową. W tym okresie kryzysu gospodarczego wszystkim firmom samochodowym trudno jest utrzymać się na powierzchni. Ale Ford ma znacznie większą szansę na dalszy sukces.
Między innym, Ford zajmuje trzecie miejsce pod względem produkcji w USA po General Motors i Toyota i drugie w Europie po Volkswagenie.
Po raz pierwszy firma Ford wprowadziła swoje akcje na giełdę w 1956 roku. Ferrari odbyła się na giełdzie w Nowym Jorku tylko w 2015 roku.
Pod względem dynamiki akcji, Ferrari wyprzedziło nie tylko swoich konkurentów w sektorze motoryzacyjnym, ale także wiele firm na rynku amerykańskim.
Producent mógł zarobić znacznie więcej niż S&P 500. Od debiutu giełdy w Nowym Jorku akcje Ferrari wzrosły o 283%, S&P 500 w tym czasie dodał się tylko 56%.
W ciągu ostatnich 20 lat były gigant motoryzacyjny - Ford, stale tracił na wartości rynkowej. Jeśli w pierwszym kwartale 1998 r. firma kosztowała 78,6 mld $, teraz gracze wyceniają ją na zaledwie 24,4 mld $. Od początku 2016 r. akcje Forda spadły o 53%.
Jednym z powodów spadku akcji Forda jest zaporowe obciążenie długiem. Przez wiele lat producent żył z długami, których większość zgromadził się podczas kryzysu w 2008 roku. Teraz stosunek zadłużenia do EBITDA spółki wynosi 12,51.
Dla inwestorów wartość poniżej progu 2 w Ferrari była kolejnym plusem na rzecz zakupu akcji spółki.
Więc, zwycięzcą pozostaje się Ferrari.
Uzyskaj więcej korzyści na naszej platformie Barclay Stone CFD Forex Broker.
#forex #handlowanie #inwestycje #ferrari #ford #akcje #brokerzyforex
https://preview.redd.it/i43guv1l16551.jpg?width=640&format=pjpg&auto=webp&s=44ae53fa75a89a9821ed5c752c04bee3a969242f
submitted by barclaystoneltd to u/barclaystoneltd [link] [comments]

Help a newbie in trading

I am new to trading, but as far as I understand, coronavirus has brought chaos to the market.
I try to understand strategies and read many articles. Can you recommend articles similar to this one: https://www.oinvest.co.za/en/forex-trading/trading-strategies
submitted by DanaRey1 to u/DanaRey1 [link] [comments]

AskPolska: czemu Złoty jest tak słaby w porownaniu do innych walut regionu? (Dane w poscie)

Witajcie! Zastanawia mnie czemu Polska złotowka jest tak slabiutka waluta:
https://www.money.pl/pieniadze/forex/waluty/forex,czkpln.html
Jak wejsc na ten wykres i wybrac MAX to widac ze od polowy lat 90tych Korona Czeska zyskuje wobec zlotowki wlasciwie caly czas. Niezaleznie od wladzy w PL i CZ czy sytuacji makroekonomicznej. Juz jest 80% wiecej warta i jk tak dalej pojdzie to bedzie dwa razy tyle.
Co kryzys to Korona spada mniej. A co koniec kryzysu zyskuje wiecej.
Zeby bylo ciekawiej podobnie zachowuje sie forint, choc nie tak ektremalnie, mimo ze Wegry mialy potezny kryzys a teraz maja Orbana.
Jak widac u nas to nie wina PO czy PiS, bo tak jest za kazdej wladzy.
Wiec czy ktos kto ma jakas wiedze ekonomiczna moze mi wyjasnic czemu akurat waluta suzego kraju jest taka slaba. Czy to sztucznie utrzymywane zebysmy byli “Bangladeszem Europy”? Czy nam ciagle inwestorzy nie ufaja, bardziej niz krajom osciennym?
Wszelkie odpowiedzi mile widziane, bo sprawa mnie od dawna frapuje, nie znam drugiej tak zachowujacej sie waluty. I nie wiek skad akurat nasza dostala to wyroznienie.
I w sumie tez nasuwa sie pytanie czmeu ludzie nie chca Euro, bo na logike zarabialiby nieco wiecej, a chociaz stabilniej, a tlum rzeczy ktore kupujemy ma ceny przeliczane z euro lub dolarow, cala elektronika, leki, samochody itp...
submitted by JoseMikey to Polska [link] [comments]

Looking For Best Online Trading Provider?

Globex360° is a leading global online trading provider, offering trading with Forex and CFDs, indices, precious metals, energy and cryptocurrencies. Our strong dedication to state-of-the-art software and quality assurance means that our clients receive the best, most transparent trading experience. If you are looking for a leading global online trading provider then you can check https://www.globex360.co.za/.
submitted by onlineglobal to u/onlineglobal [link] [comments]

Don't get [FOREX] scammed! (Long post but worth the warning)

I bet Im not the only one who sees ads like this on Facebook.
LearnToTrade claims to be a Forex coaching company that was going to make you so rich, you'd throw your paperwork on your boss's face and buy a yacht next month. I was impressed as the venue for the free seminar was at a swanky building in BGC (sa ibabaw ng Lamborghini lol). One day, I saw one of their ads and because I had time to spare, I dragged my girlfriend along to check it out since we live around the area.
During the two-hour ordeal, all the speaker did was:
1) Put Greg Secker (their founder) on a pedestal of flowers. The guy appeared on a video which served as his "speech" and appeared to be messianic as fuck. There was something about the guy and the way he was reverred that was so unsettling. (More about him later)
2) Exaggerate on how genius traders their students turned out to be. (A 13yo is now trading millions monthly and lawyers quit being lawyers because they apparently realized they started earning more from trading because of what they learned from LearnToTrade)
3) Badmouth other trading companies. I couldn't keep track with how many times she lambasted COLfinancial (not even a Forex competitor) for ripping off arms and legs with their "ridiculous commissions". She asked if anybody in the room uses COLfinancial for trading stocks. I do but I decided to keep quiet to hear what she had to say. She was saying shit like "Imagine, 40% ng kinita ng pera nyo, sakanila mapupunta." That's when I realized nangbubullshit sya because the commission is only 0.25%. It could've been an honest mistake but...
4) Practically try to force us to "not hesitate" in enrolling at THREE-SESSION COACHING WORTH 90K. And wait, discounted na yan! Promo daw eh! So she said, when you start attending the classes, don't tell your classmates because they paid 400k daw for those classes. WTF?
5) Focus on the participants' desire for wealth. No remote feel that they were there to educate.
Although I was obviously not sold, I went home with a nagging feeling that I just wasted more than 2 hours of my life. BUT WAIT, THERE'S MORE!
They kept calling me for daysss (sayang I switched phones so di ko na maprovide yung call logs) trying to convince me to enroll. SUPER KULIT. I got so pissed, nagsungit na ko sa caller and started doing my research. Here are what I found out:
1) Greg Secker, the self-styled "internationally acclaimed" trading genius, was never even a trader. He was only affiliated with the big financial corporations that he LOVED to name-drop - as an employee.
2) For someone who claims his company can teach anyone to be really rich, the dude is allegedly operating at a loss.
3) His companies' incomes are mostly from the "enrolment fees" the more gullible trusting people throw in - not from actual effective trading.
And soooo much more sketchy stuff. Up to you to give them a chance. Here are some links to foreign articles about Greg Secker and LearnToTrade:
The Guardian article
BBC UK article
DailyMail UK exposé article
Greg Secker labeled as a "snake oil salesman" LOL
Quora forum
Philippine exposé vlog
And on and on...
It's surprising that even after getting exposed left and right, he's still able to stay in the business. Im not here to smear shit on LearnToTrade or call Greg Secker a charlatan, I just think you should at least know what you're getting into and not listen to someone sell alchemy. Total waste of time. I know somehow there are honest people in that company, but I think they can only be the naive ones.
PS: Just found out they're NOT registered with the SEC and was raided by the NBI as a syndicate halos last month lang. Hohoho. Pero may ads parin sa Facebook? Help me report pag may nakita kayo. :)
submitted by MisanthropeInLove to Philippines [link] [comments]

Best Forex Brokers South Africa | We Compare Brokers

BEST FOREX BROKERS SOUTH AFRICA 2020. Compare South African brokers for online trading We Compare Brokers provides in-depth forex and cfd brokers for South Africa.
submitted by wcomparebrokers to u/wcomparebrokers [link] [comments]

Oil prices are getting red

Oil prices are getting red
Oil prices are falling on Wednesday after data indicated an unexpected increase in U.S. stocks, but expectations for stronger demand next year are holding back a sharper fall.
https://preview.redd.it/tk8ca7o6fd541.png?width=655&format=png&auto=webp&s=2104f42d549adf5a2de7ceb08534a54e57a4d83c
Brent futures were down by 0,42% to $ 65.82 per barrel. Futures for WTI American light oil fell 0.61% to $ 60.57 per barrel.
Both brands rose more than 1% on Tuesday, as the “first phase” of the U.S.-China trade deal announced last week reduced pressure on the oil market.
The U.S. oil inventories unexpectedly ramped up last week, data from the American Petroleum Institute (API) showed on Tuesday.
According to the API, oil inventories increased by 4,7 million barrels to 452 million for the week ending December 13, while analysts predicted they would decline by 1,3 million barrels.
“The hot rally in the oil market stopped after a sudden rise in the U.S. weekly oil reserves report,” AxiTrader strategist Stephen Innes made a statement.
Currently, traders are waiting for official data to be released by the U.S. Energy Information Administration (EIA) on Wednesday.
OPEC +’s agreement to strengthen production cuts in the first quarter of 2020 also continues to support markets.
For getting more useful information regarding the commodities sector of the market, you can visit the site Oinvest.
Risk Warning: CFDs are high-risk products.
submitted by Oinvest1 to u/Oinvest1 [link] [comments]

Personal Finance Tips

Person Finance Ideas To Assist You Out
Despite the fact that money matters are normally a concern, they are commonly an unpleasant 1. In numerous circumstances, it feels like new expenses are often getting rained upon you. No matter the case, you owe it to oneself to discover smarter approaches to deal with your income and reduce your spending habits. Spend interest to timing when taking into consideration about advertising your stocks. If you're earning a wonderful quantity of cash when it comes to a certain stock, attempt to sit on it for a when. Focus on the stocks that aren't performing proficiently. You can make a choice no matter if or not you want to sell these stocks. When trading in the Forex market spot it is crucial to watch the trends. When you keep informed on a timely basis, you can be confident you are ready to get and sell at the optimal occasions. When the rates are in mid-swing, keep away from promoting. Ordinarily, you genuinely should wait until a trend settles unless you have a precise goal in thoughts. Attempt discovering the greatest nearby restaurants that the locals consume to acquire additional genuine food and improved costs in foreign nations. Ask exactly where locals go when they want a bite to consume in tourist regions and hotels, restaurants have a tendency to be overpriced. The food will taste higher and it will in all probability be significantly less high-priced, as correctly. A single way to get your finances in shape is to plan purchases and debt paydowns, far ahead of time. Possessing a solid plan can be motivating, as it provides you with a purpose to perform difficult to stop overspending. The information in this post ought to assist you to have an understanding of how to save in spite of the unexpected costs which commonly arise. Don't be concerned if your economic predicament calls for a compact time to take care of. Just like a thing else in life, there is no rapid repair. Just keep at it and you need to notice a alter in your economic all-round wellness in no time.
Loans
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TIL: The latest ponzi scheme - PIPcoin

Well today was interesting. After seeing a ton of people trying to spam their referral links into some of the big Facebook groups we run at work, I decided to investigate a bit more after dinner & a couple of glassses of wine.
Let me introduce you to PIPcoin. (for those like me who missed it when it last came up on the sub)
PIPcoin from the horses mouth
PIPcoin's CEO on SABC
One of his "free" seminars.
Here is a quick recording off their homepage :-(
Pipcoin is Africa’s first P2P Cryptocurrency and is more seen as an emerging digital currency that seeks to revolutionize accessibility and raise awareness about the importance of online trading to the multitudes of both the aspirant traders and those who are completely unaware of the abounding benefits and opportunities offered by the digital market. Thus, for all its worth as a potential life-changing tool, we want Pipcoin to be everybody’s business.
So this is new... lets take a look at their FAQ's because I have many! here are my favourite bits:
What Is The Structure Of A Pipcoin? Pipcoin Concept (for developers) -IF YOU HAVE 0,9999 MICRO-PIPS THEN IT WILL BE ROUNDED OFF TO 1.0000 – MAKING IT 1 PIPCOIN-
lol really? Where does that extra micro tit pip come from?
Why Pipcoin Isnt A Get Rich Quick Scheme Whenever there is a new digital breakthrough it is natural for people to be sceptic, this has been scientifically proven. Even at one stage the internet was said to be a scam, same goes to online trading, they said it won’t last. Same goes to Facebook; they said it’s an information-leaking scam. Same goes again to Bitcoin they said it’s a ‘failed experiment’. Pipcoin is the people’s currency and can never in a scale be compared to ponzi schemes and investment bonanzas; Pipcoin is a friend-to-friend digital currency which has its own crypto keys and public ledger just like any other legit digital currency. Everyone is a host to the currency, every participants’ computers serve as servers to the system and just like forex trading it is a zero-sum game, when you buy the coins there will be someone selling to you.
SkepticalHippoIsSkeptical.jpg
Who Is The Founder Of Pipcoin? However the inception of the idea can be credited to David Schwartz and the inception of the algorithm and mathematics behind to Ref Wayne, a 21 year old South African who is behind the creation of most high-tech forensic software as well as the indicators for financial trading platform (Forex Metatrader), it is without chance that the creation of Pipcoin is water-proof and crack-free.
Aside from the laughable wording, this is perhaps the most interesting part. If you can make it through this interview or this video his story sounds a lot like this "David Schwartz" story here. Excuse the popups but give it a read and obviously the comments at the bottom.
Is Pipcoin Legal? ...After all, there is no authority that can stop anyone from buying and selling a product online.
hahahahahahahahAHAHAha!
Do I Need To Provide Any Id Documents To Join Pipcoin is a cryptocurrency which means it’s completely encrypted, even for its users, it remains completely confidential. You don’t need to submit any documents.
erm... surely this goes against SO many laws in SA?
How Reliable Is This Website In Terms Of Security And Keeping Personal Data And Pipcoins [no ? at the end of these ones for some reason] We pay great attention to security and the confidential information on the website is protected by EV SSL. We don’t divulge any personal data of members to third parties. Your participation too, is strictly confidential.
thats...not really explaining it at all. SSL isnt the be-all and end all - but oh there's another one right below. Im sure that'll clear it up...
Are You Protected From Hackers We have installed power Anti-DDOS protection on our servers and have many other security measures.
well that settles it.
ok ok so whats next?
Some points/gems from their Terms of User PDF [mirror here] (i've never heard that phrase) but looks like something from the lawfirm of Copy, Pasta and Google.
All references to the ‘company,’ ‘us,’ ‘our,’ ‘we’ or ‘Pipchain’ means Pipchain South Africa S.a.r.l., a company registered under the laws of South Africa, with a share capital of EUR 55,222.08, having its registered address at L-2340 South Africa, 1, rue Philippe II, registered with the South Africa Trade and Companies Register under number B 190.078 (Business License number B190078).
I tried to find out if thats real but I couldnt figure out how to do it via the new http://www.cipc.co.za/ site.
Their privacy policy link https://pipchain.com/PrivacyPolicy.pdf 404's
Typos galore eg - " Server failure ordata loss;"
We make no warranty that the Website or the server that makes it available, are free of viruses or errors, that its content is accurate, that it will be uninterrupted, or that defects will be corrected.
wut?!
  1. AGREEMENT TO HOLD PIPCHAIN HARMLESS
wut2
7.2. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it.
ok...
9.1. You need not use a Pipchain Wallet. If you wish to use the Wallet, you must create a wallet with Pipchain to access the Services (“Wallet”)
I need an adult.
10.5. No Storage or Transmission of Pipcoins. Pipcoins are an intangible, digital asset. They exist only by virtue of the ownership record maintained in the Pipcoin network. The Services do not store, send or receive Pipcoins. Any transfer of title that might occur in any Pipcoins occurs on the decentralized ledger within the Pipcoin network and not within the Services. We do not guarantee that the Service can effect the transfer of title or right in any Pipcoins.
and
10.8. No Cancellations or Modifications. Once transaction details have been submitted to the Pipcoin network via the Services, The Services cannot assist you to cancel or otherwise modify your transaction details. Pipchain has no control over the Pipcoin Network and does not have the ability to facilitate any cancellation or modification requests.
In the SABC interview (linked at the top of this post) the CEO says he took bitcoin and 'modified' it to be safer and so you can track 'stolen or lost' coins. So thats a lie.
  1. DISCONTINUANCE OF SERVICES 15.1. We may, in our sole discretion and without cost to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services. You are solely responsible for storing, outside of the Services, a backup of any Wallet Address and Private Key pair that you maintain in your Wallet.
erm, ok but because PIPcoins can only be traded on their website and not transferred to anything else... how does that work?
17.1.3. Use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access our Services or to extract data; 17.1.4. Use or attempt to use another user’s Wallet without authorization
the enter key is a hard one to find on a laptop I'll give them that one...
---- gets more wine ---
They claim to have a 30-35% growth rate on any and all investments! Crazy returns.
I did a bit of a google on them and immediately found these posts.
Some choice excerpts:
The company has promised that it will soon be issuing a debit card. Promising to issue a debit is an old trick used by fraudulent companies to create a false sense of trust and legitimacy to unsuspecting investors.
and
The transfer of pipcoins is verified by one sources, instead of 3 independent source as is usually the case with legitimate crypto currencies with a blockchain.
and
They also use wording similar to ‘get-rich-quick' scheme lines such as “Pipcoin will create over a 100 millionaires by the end of this financial year”. These are revealing signs of a fraudulent scheme. Moreover, pipcoin is a closed system, you cannot trade with anyone other than randomly chose people registered on the website. Their blockchain is not public or transparent, in fact, they do not have a blockchain and, if they do have one, then it is not operational.
So who's behind it? Who is this Ref dude?
According to his Twitter bio he's "Youngest Billionaire in Africa | Founder of African 1st ever digital currency ! Get a minimum interest of 35% @infopipcoin"
here are some choice images from his public FB:
I tried to register on https://mypipcoins.com/ but there's an ASPX error during the registration process and it kept trying to switch between https and http. Great start. I tried in all major browsers and they all failed so I gave up on trying to signup with my temp email [email protected] :(
So then, lets take a closer look at the support they offer on their site. They've got one of those "live chat" widgets on their site and this evening there was actually someone online :)
I said "hello" and saw "busi has joined the conversation" - sweet.
Here is the transcript I downloaded before they killed the chat. Lucky I insta-clicked the download before they killed my chat session.
As you can see by the chat log, Busi linked me to whats obviously the new 'site' they're launching this weekend https://pipchain.com/
The site looks a lot like the blockchain.info website.
Their market page is awesome compared to blockchain.info's one! its even got a bigger market cap! Note the article links are all the same, except for two small things.
  1. None of the links work...because
  2. they've done a find&replace in the code, replacing all instances of "bitcoin" with "pipcoin" XD
Anyway, I thought I'd try signup on THIS site and lo 'n behold I managed to sign up! [email protected] lives!
Here is PIPcoin's dashboard and here is Blockchain.info's dashboard.
Here is PIPcoins transactions page and here is Blockchain.info's transaction page.
So pretty much a blatant copy/pasta job.
-- final thoughts --
Its unfortunate that the quality of journalism in SA is so weak. PIPcoin getting a lot of media attention for something thats honestly so dodgy, if you looked at it for more than 5 minutes you'd know. Many people are going to fall for this and if you look at the comments on twitter or on his FB posts or on any video calling out the scam you'll shake your head.
Someone (not me) has even put this site together https://www.pipcoin.co/ which is as informative as it is awesome! Click the login and it takes you to "Logging in should be the last thing you should be worried about right now." and the bottom of the site has the best burn ever
"This website was built as a public service announcement by concerned citizens (and shows what a legitimate site should look like"
I did try connect with the 'owner' via twitter to find the source/calculation of the "R40 314 800,00 lost & counting" figure but so far no reply.
Anyway its late and I'm going to bed. I hope you learnt something and if you see anyone in your social circles promoting this please make them aware.
EDIT: Reddit formatting is hard.
EDIT2: Got a reply from the person behind the pipcoin.co site - http://imgur.com/a/995oN which honestly shows the lack of skills the scheme has in the development/security field and now if you rewatch the interviews you can see why he's so scripted when talking about the tech stack.
EDIT3: Sigh. I made a comment on the PIPcoin FB page to warn people about this and this is the response I found this morning - http://imgur.com/a/tFoAy I dont even know what/how to respond...
submitted by Ruach to southafrica [link] [comments]

Forex: what is this and how it works?

Forex: what is this and how it works?
The international market Forex allows every person to trade different currency pairs from anywhere around the world. Also, Forex is one of the biggest world markets when we are talking about finance. Oinvest has already gathered very interesting information under the title of trading.
https://preview.redd.it/2s6rx02ra4x11.jpg?width=640&format=pjpg&auto=webp&s=00fecec079b0834538deb3faf2fdf238d8a141f2
The money circulation inside it is more than amazing 5 billion dollars every day. In this respect, the currency market can easily overtake other important markets for a worldwide economy, and the stock market isn`t an exception.
There are really lots of foreign factors which have a direct influence on exchange rates. Oinvest will tell you about the main.
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• Geopolitics and all military action.
• Disasters and another force majeure.
Today's modern technology allows everybody to trade on Forex regardless of location. And our trade platform with our specialists and analytics will help you to get maximal profit. We provide a wide range of currency pairs and a large number of tools for investing to our clients.
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submitted by Oinvest1 to u/Oinvest1 [link] [comments]

Advice/information on transferring savings overseas and closing bank account

I am moving overseas and need to transfer my savings out of my FNB account. I want to do this after I have moved, since I want to keep my South African bank account active for some months, so that I can get my various security deposits back, and have an account connected to my debit and credit cards that I want to keep using until I get a new bank account. I have a few questions about this:
  1. I am thinking doing this through Forex after I get a new bank account overseas. Will this be simple? They ask for supporting documents to justify the transfer when one applies for a Forex transfer - what should I have to provide, in my case?
  2. Will Forex be cheap? I could only find rates from 2012, it says the commission is 0.5% for outward swift, but there seems to be a cap of R 660. Does this mean that they will not charge more than R 660 in fees, regardless of the amount?
  3. Is it possible to close a bank account remotely from abroad, without walking into a branch?
  4. Is there any way to know when the rand will get stronger again? Then I can wait and transfer the money at an opportune time.
I know I could ask the bank all these questions, but I have had pretty frustrating experiences with FNB over the last few years, so I want to ask reddit first and get some crowdsourced information/experiences in case I get conflicting/inconsistent answers from the bank.
Thanks!
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